Your health insurance policy contains a requirement that in the event you recover money from a party who is at fault for your personal injury, you have to repay the health insurance company for medical expenses related to the claim that it paid. This is called the health insurance company's right to subrogation.
How your medical expenses in your personal injury case are paid can have a substantial impact on how much money you actually receive out of a settlement or judgment. Therefore, it is extremely important that you consult with a knowledgeable attorney regarding how to best navigate your way through the insurance process. Tennessee law on this important issue is somewhat confused right now because of recent court decisions, so you need to have advice from a lawyer who is up-to-date in this constantly evolving area.
If you have questions about who should pay the medical bills in your personal injury claim, give us a call at. We will be glad to help.